Search The MLS
Featured Listings
Your Home's Value
Free Reports
Buyer Tips
Seller Tips
School Information
Dream Home Finder
Testimonials
About Us
Real Estate News
Consumer Links
Useful Tools
Community Links
Contact Form
Favorite Links
Email Me
Calculators
First Time Buyers

The Keaty Team

Southern California Real Estate


Kevin Keaty



Cell: (714) 608-3298
Office: (714) 768-6681
Fax: (714) 772-3801
E-Mail:
Kevin@KevinKeaty.com


Soraya Kharrat-Keaty
Licensed Real Estate Broker
CRS-Certified Residential Specialist
SRES- Seniors Real Estate Specialist


Cell: (714) 745-2708
Office: (714) 768-6908
Fax: (714) 772-3801
E-Mail:
Soraya2@msn.com


Stop Foreclosure

Late on Your Mortgage Payments?
Owe More Than Your Home Is Worth?
Adjustable Rate On The Rise?

E-Mail or Call Us TODAY! We Can HELP.
We are Licensed, Certified Short Sale/REO Specialists


 Our Featured Listings

 








Here we are with the 2008 NATIONAL ASSOCIATION OF REALTORS
PRESIDENT Richard Gaylord at our Board of Realtors "PWR"
Grand Opening on March 5th 2008 in Anaheim

 

Your wait is over, take advantage of this market.  

It´s a Great Time to Invest in Real Estate

Great Financing, Great Properties, Lots of Selection

FHA Loan with higher loan limit - $729,750

Higher Conforming Loan Limit - $729,750

Lots of Inventory, Great Prices

 


Dear Mr. Keaty:

 

         Thank you for contacting me to express your support for permanently increasing the conforming loan limit. I appreciate the time you took to write and agree with you.

 

         The Federal Housing Administration (FHA) plays an important role in insuring home mortgages for those in underserved communities. It is critical that FHA programs be modernized to provide more homebuyers and borrowers looking to refinance with the opportunity to obtain an FHA loan. This remains especially important in California where the cost of housing remains high. For homebuyers faced with so-called "jumbo loans" subject to higher interest rates, raising the government-sponsored enterprise (GSE) conforming loan limit will bring more liquidity to the market and lower interest rates.

 

         On February 13, 2008, the President signed the Economic Stimulus Act of 2008 (H.R. 5140) into law. As the bill was being developed, I sent a letter to Senator Majority Leader Harry Reid (D-NV) expressing strong support for increasing the previous GSE conforming loan limit of $417,000 and the FHA loan limit of $362,790 to $729,750. While I am pleased that a temporary increase was included in the bill, the new loan limits will expire on December 31, 2008.

 

         On July 11, 2008, the Senate passed the "Foreclosure Prevention Act of 2008," (H.R. 3221) introduced by Senators Christopher J. Dodd (D-CT) and Richard C. Shelby (R-AL). Prior to Senate consideration of the bill, I urged Senators Dodd and Shelby to keep the FHA loan limit and GSE conforming loan limits at the current level of $729,750. The Senate passed its version of H.R. 3221 on July 11, 2008. While the Senate-passed version of the bill would only raise the loan limits to $625,500, the House-passed version would keep them at their current level. On July 11, 2008, I joined 52 members of the California Congressional delegation in sending a letter to leaders of the Senate and House leadership urging them to retain the $729,750 limits in the final version of this important bill.

 

I fully support the higher limit and will continue to push to make it permanent.

 

Thanks for writing.

 

Sincerely yours,

Dianne Feinstein
        United States Senator





Dear Mr. and Mrs. Keaty

           Thank you for writing regarding the U.S. economy and economic stimulus legislation. Your correspondence is important to me, and I welcome the opportunity to respond.

            On February 13, 2008, the President signed the Economic Stimulus Act of 2008 into law. This legislation provides a maximum $600 tax rebate to individuals and $1,200 rebate to couples, including seniors on fixed incomes and disabled veterans. An additional $300 rebate is also provided for each dependent child. Eligibility for these rebates is phased out for individuals with 2007 adjusted gross incomes over $75,000 and couples over $150,000.

            The bill also provides tax incentives for small businesses and increases limits on government-backed home loans, so more Californians can buy homes or refinance at lower rates. Specifically, the bill increases the Federal Housing Administration loan limit to $729,750 and temporarily increases the Fannie Mae and Freddie Mac conforming loan limits to $729,750. While, regretfully, the legislation does not include extended unemployment benefits or energy efficiency tax incentives, I am hopeful it will provide targeted relief to struggling American families, while contributing to economic growth. 

           In order to receive a stimulus rebate, individuals must have a valid Social Security number and file a 2007 tax return. For more detailed information about the stimulus rebate and filing the necessary 2007 tax return, please visit the "Rebate Questions" page accessible from the Internal Revenue Service homepage at http://www.irs.gov.

            Again, thank you for writing. If you have any further questions or comments, please do not hesitate to contact my Washington, D.C. office at (202) 224-3841. Best regards.

 

Sincerely yours,

Dianne Feinstein
        United States Senator




Orange County Vector Control
714-971-2421 &  949-654-2421

For control of Fire Ants, Mosquitoes or Rats

 in Orange County visit the County Vector Control website

www.ocvcd.org


If You Think You Have Been A Victim Of A
Mortage Fraud Scam Call
1-800-4FRAUD8, 1-800-473-2838


What should I do if I want to sell my home
 in today´s market?

 

 

Five factors essential in the sale of your property:

 

1)      Price  2) Location  3) Condition  4) Terms  5) Agents you hire

 

If you are serious about selling your home in today´s market, we have some suggestions for you.

 

1)      Don´t chase the market. Price your home right from the start. Preview all the properties in the neighborhood with your agent. Know your competition. We preview homes every day, so why not go with us.

 

 

2)      Location: Your price must reflect the location of the property. Homes that back-up to the freeway, busy streets, commercial areas will bring lower prices.

 

3)      You never get a second chance to make a good first impression. Unless you are willing to accept a lot lower price you must have your home in the best condition as possible. Look at your house "through the buyer´s eyes", as though you have never seen it before. Money spent on clean-up & repairs will come back to you in a higher selling price.

 

This starts at the curb.  

 

·        Start with the lawn, fertilize if needed. Keep your lawn trimmed, edged & watered. Keep plants from blocking windows & walkways.  "You can´t sell a house if they can´t see it". Buyers will be thinking that this home has landscaping that is hard to keep up. Weed and clear planting area. Keep the hose rolled up, clean the driveway.  If you have oil stains on concrete driveway, remove it. You can find the cleanser at your local hardware store. A bad Curb Appeal is a turn off for buyers before they even get to the front door.

 

·        Check the outside paint starting with the front door and trim. If you haven´t painted it lately, paint it now. If the security gate is rusted, consider replacing or painting it. Touch up paint if you see it's peeling or flaking.

 

·        Clear patio or decks of all items such as empty planters, charcoal, BBQ, toys, garbage cans, wood scraps, building material, etc. Remove all items that are not complementing your home.

 

·        Inspect screens and windows, make necessary repairs. Clean windows.

 

·        Inspect the house room by room. PAINT, if necessary. Clean carpets or drapes if needed. Clean windows and screens.

 

·        Rearrange or remove some of the furniture if necessary. Sparsely furnish rooms appear larger.

 

·        A clean kitchen is important. Clear refrigerator of messages and pictures. Clean appliances. Clear away unnecessary items from counter tops, shower stalls, commodes tops. Keep only you´re most needed. Coordinate towels.

 

·        Sparkling bathrooms sells homes! Clean the bathrooms. Pick-up all towels and laundry. Keep the counter clean and free of unnecessary items.

 

·        Make closets look bigger. Remove and pack away items that can be stored elsewhere.

 

·        Take down or re-arrange some pictures. Take down family photos. Patch & paint if necessary.

 

·        Repair visible and functional items such as door knobs, faucets, molding and caulking.

 

·        Lighting cheers up any home. Open drapes or blinds, leave lights and lamps on, especially during showings. Change light bulbs with brighter bulbs, buy some lamps if necessary.

 

·        Consider hiring a professional Home Stager

 

If the carpet and paint is neglected, the buyer will think that the house has been neglected and they must spend thousands before they can move in, opposed to thinking how they could just move in and enjoy their new house.

 

4)      Terms: Offer interest buy-down or paying buyer´s closing cost.

 

5)   Agent: Make sure your agent is a full-time, experienced Realtor with a reputable company which can market your home throughout the duration of the listing and has knowledge of the market and financing to guide you properly.

 

Remember buyers have a lot of properties to choose from. The inventory is at an all time high. This is a NEW Market,  "A Buyers Market".  What homes sold for 2-3 months ago does not matter today. Make sure the Price it right from the start and the home is in the best condition possible.

  

 

Foreclosures are Up & so are Bank Repo´s (REO´s)

 

 

You will be competing with these properties. You have already heard about the real estate market and what is happening in Southern California and around the country. There may be some pockets of Orange County that homes have appreciated but not very many. Some Foreclosures and Short Sale properties are listed for about $100,000 less than what they sold for 1-2 years ago. In some areas REO Properties are entering into escrow faster than other homes due to drastic price reduction. Homeowners who are thinking of selling their properties today must be very competitive with pricing when they put their home on the market.

 

 

 

Your home is the largest investment of your life, protect it,
 keep it maintained, it pays off!!

 




Search the MLS
 Click Here

 

 

   
Featured Homes - Looking for just the right property? Check here first! Buyer/Seller Tips: Read through helpful tips of information on buying or selling your home!
What is your Homes Value? Let me figure out how much your home is worth in todays market! Local Schools: Identify the best school district for your family with my free schools reports.
Local Weather: Get up-to-date information on weather in the surrounding communities. Map & Driving Directions - Need a map to my office or anywhere else?
 

 
First of all we would like to thank you for viewing our website. In todays changing market we are constantly hearing news reports about the housing sub-prime meltdown and decrease in home prices. Yes its here and no one can give you an accurate prediction on the future of the market. This is uncharted waters and everyone involved will be making adjustments to avoid a meltdown. To discuss this matter feel free to contact us any time.

Whether you are a first time home buyer, an experienced investor, a senior citizen needing to downsize or looking to sell your property, you will find useful information here on our site. Subjects like how to choose the "right" property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in todays market.

Please feel free to browse through our site to explore the Orange County communities of Anaheim, Buena Park, Fullerton, La Habra, OrangePlacentia, Yorba Linda and the surrounding cities. This comprehensive online tool offers direct access to all the properties for sale in the Orange County area via the MLS. Featuring extensive community information, consumer links, school information, free reports, answers to commonly asked real estate questions, and more, you'll find everything about real estate within our website.

If you currently own property and are thinking of placing it on the market, this site contains information about preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation.

Thanks for visiting our online real estate source. Please bookmark this site for future reference, and ENJOY!
 

     

       


Site Map

View My Website Awards

Web Site Design and Hosting Provided By: Advanced Access © 1998-2008