714-745-2708

3387 Central Avenue, Spring Valley, CA 91977

$1,200,000 Approx. USD 6 beds, 4 baths
2,576 sqft

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Marketed By The Keaty Team

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Marketed By The Keaty Team REALTOR® - Sales Associate 714-608-3298 m
714-745-2708 o
Lic#: 01276603
NRDS ID: 187514104
thekeatyteam@bhhscal.com Tustin Office
18302 Irvine Blvd, Suite 240
Tustin, CA 92780
Phone: 714-832-8800
Fax: 949-565-7700

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Listing Agent

Jonathan Fisher | jonathanfisher.realty@gmail.com
Lic#: 02002627
Broker: Courtesy of Real Broker
Phone: 619-754-5179

Agent Remarks

RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In today’s interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing.

Listing Details

Property type: Duplex (Single Family)

Status: Active

MLS# PTP2607459

Price: $1,200,000

HOA Fee is $0.00

Beds: 6

Baths: 4 (4 full)

None fireplaces

Built in 1960

2,576 sqft

1 story

0.22 acres

Lot size: 0.2200

County: San Diego

Zoning: R-2:MINOR MULTIPLE

Interior features: All Bedrooms Down

Lot description: ZeroToOneUnitAcre

Heating/cooling: Central Air

MLS area: 91977 - Spring Valley

Last Updated: 10/3/2026

Days On Market (DOM): 1

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This listing belongs to the 91977 - Spring Valley MLS area

Lat/Long: 32.743893, -117.006338.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your financial and/or tax advisor. GET PRE-APPROVED The loan's interest rate will depend upon the specific characteristics of the loan transaction and credit profile up to the time of closing.

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